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        區塊鏈聯合反欺詐解決方案

        2019-06-04 09:03 來源: 華為集團
        瀏覽量: 收藏:0 分享
        • 方案類別:基礎設施

          方案優勢

          高效防騙

          通過華為云區塊鏈服務實現保險行業數據 有效共享,打破人與人、機構與機構間的 數據壁壘,及時發現欺詐騙保行為

          高效理賠

          基于華為云區塊鏈技術搭建的保險行業反欺詐系統,高效縮短理賠周期,提升用戶服務體驗

          安全合規

          完善的用戶、秘鑰、權限管理和隔離處理, 多層加密保障,國密和同態加密等隱私處理, 滿足行業安全合規

          高性價比

          一鍵上鏈,節約開發、部署成本;按需付費,減少使用成本;統一運維,節約監控和運維成本

          業務挑戰

          防欺騙

          保險行業業務流程復雜,數據隔離,理賠業務過程復雜流程長,會持續很長時間,容易導致不法分子在同一起事故中向多家保險公司進行反復理賠進行騙保

          理賠慢

          在理賠過程中,保險公司必須收集必要的信息和數據來準確評估處理理賠案件,但目前數據來自不同的數據源,難以協調統一,導致處理效率低下,理賠慢,影響客戶體驗

          擾亂行業

          由于存在保險欺詐、騙保、反復理賠等欺詐行為的發生,導致無意義的保費上升,嚴重影響正常客戶的理賠體驗,擾亂保險行業正常的發展,是當前保險行業棘手問題

          解決方案架構

          

          方案描述:

          基于區塊鏈的去中心化、唯一性、可溯源、不可篡改等特征,構筑保險行業聯合反欺詐解決方案,來預防保險欺詐、騙保、反復理賠等欺詐行為的發生

          優勢:

          1、高效靈活

          支持多種高效共識算法,切換靈活,秒級共識(5000TPS+),多角色節點和成員可動態加入/退出,采用容器化物理資源管理

          2、安全隱私保障

          完善的用戶、秘鑰、權限管理和隔離處理,多層加密保障,國密和同態加密等隱私處理,可靠的網絡安全基礎能力,保障運營安全無憂

        標簽:

        責任編輯:徐向南
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